How do I move money to and from the Afirmo Wallet?

The Wallet is a normal-feeling bank sub-account, with two ways to move money:

• Top up - transfer in from your linked bank account. The Wallet shows up as a recipient inside your Akahu-connected bank.
• Withdraw - move funds back to your nominated bank account from inside the Afirmo app.

Once funds are in, you can:

• Pay IRD directly from the Wallet (with your authorisation, Afirmo's tax team can action this)
• Hold tax savings separately from your operating cash
• See your Wallet balance on the dashboard alongside other accounts

There are no transfer fees on Wallet movements.